All Loan Options
DSCR
Debt Service Coverage Ratio loans for real estate investors. Qualify based on property cash flow, not personal income. Ideal for rental portfolios.
Overview
DSCR loans allow real estate investors to qualify based on the rental income of the property rather than personal income. This is the go-to program for building a rental portfolio without the limitations of traditional income documentation.
Program Features
- Qualify on property cash flow, not personal income
- No tax returns or employment verification required
- Available for short-term and long-term rentals
- LTV up to 80%
- Unlimited properties
- LLC and entity vesting available
Ideal For
Real estate investors, landlords building rental portfolios, and Airbnb/VRBO hosts.