All Loan Options
Bank Statement
Qualify using 12-24 months of bank statements instead of tax returns. Perfect for self-employed borrowers and business owners.
Overview
Designed for self-employed borrowers and business owners who write off expenses on their tax returns. Instead of traditional income verification, we use 12-24 months of personal or business bank statements to calculate qualifying income.
Program Features
- 12 or 24-month bank statement options
- Personal or business bank statements accepted
- No tax returns required
- Purchase and refinance eligible
- Up to $3M loan amounts
- Primary, second home, and investment properties
Ideal For
Self-employed borrowers, business owners, freelancers, gig economy workers, and entrepreneurs.